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Alternative text: How To Short Sale A Home
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summary
Every homeowner should be educated on their options to avoid a foreclosure. Many options are available to distressed homeowners however; short sales are becoming increasingly popular due to its abilities to assist homeowners. Short sales offer cash back incentives, a credit score that suffers far less than one of a foreclosure and the assistance of a short sale specialist at no cost. Something each and every homeowner in worries about is how their credit will be affected once a short sale all is said and done. The truth is, a short sale itself may drop your credit score by 50 points, however it will the delinquent mortgage payments that do the most damage; each missed payment ranging around 30 points. When you compare a short sales versus a foreclosure you will see that a foreclosure may lower your credit score by 300+ points and sit on your credit report for up to ten years. A short sale will typically recover within two years while usually displaying paid as negotiated or settled in
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